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Introduction to PMA

Portfolio Management Associates is a leading credit management consulting firm that provides risk management and analytic services to the consumer finance, small business finance, collection, telecommunication, and insurance industries.


Consulting Services

Portfolio Management Associates consulting work spans the full portfolio life-cycle, including new account acquisition, underwriting, portfolio management and collection. Our assignments are both strategic and tactical and cover a wide-range of issues.


Outsourced Information Management

Portfolio Management Associates’ outsourced information management service offers you sophisticated yet cost-effective portfolio tracking capabilities without impacting your internal systems or programming resources.


Credit Loss Forecasting

Portfolio Management Associates’ custom loan loss forecast services satisfy a variety of management needs -- from supplementing an internal forecasting process to providing an independent view of a portfolio's anticipated performance.


Score Development

For over two decades, Portfolio Management Associates has been among the leaders in the development and sophisticated use of scoring systems and other decision support tools. Over that time, our scoring systems have been used to answer a large variety of business management questions affecting many aspects of consumer credit management.